Arrive Curious, Leave Crafty!
It’s sad to think that your spouse could do something as horrible and inconsiderate as ruining your credit, but it does happen sometimes. There are multiple ways that your spouse could have an effect on your credit. They opened multiple credit card accounts in my name and didn’t pay them off. If they are doing [...]
A baby is a huge blessing but also a huge responsibility. Use these tips so that you can spend more time enjoying your new bundle of joy, rather than worrying so much about your finances. 1) Thrift stores will save your wallet’s life: Don’t spend too much money before your baby is born. Babies grow, [...]
You may be afraid that if you are unable to pay your child support, you will be unable to see you son or daughter any longer. It can be a frightening situation and no parent wants to think about it. However, being unable to afford your child support is an issue that is more common [...]
Bad things happen to good people, sometimes; and debt is just one of those things. It doesn’t mean you should beat yourself up over the debt you have, it just means you need to find a way out. Avoiding your bill is bad enough. What’s even worst is to let it go so far that [...]
Opening a bank account is one of the best ways to easily manage your money. It’s can be unsafe to keep all of your money on you, or at your home all of the time. When you open a bank account, you’re protecting your money and valuables from getting lost, stolen, or damaged. Having a [...]
There are many things that you may not know when it comes to your FICO score (credit score). Let’s go over a few things that can affect your score; things you may be surprised to find out about. Small things that can make a huge impact on your credit score: 1) Unpaid parking ticket. You [...]
Having your identity stolen can be a scary thing. What happens if they max out my credit cards, use my name on loans, and potentially ruin my credit? All these things are legitimate things to worry about when dealing with identity theft. Identity theft is the term used when someone steals your name, social security [...]
Having a good credit score is definitely a plus in today’s world, perhaps even a must. If you have a bad credit score, it can prevent you from being able to buy the necessities you need in life such as a car, a home, or even an apartment. It also makes it difficult to get approved for a credit card. A [...]
So you’ve heard all the horror stories about people who have fallen into credit card debt. Your older sister had to file for bankruptcy due to all of her unpaid credit card bills. The thought alone of ever using one may have frightened you, but now you’re a little more prepared to listen to the benefits of them. [...]
Are you one of millions of students or parents struggling to pay off student loans? Well, you are not alone. The average amount of student debt per borrower is over $40,000. Just like with any other debt, making your payments on time is the best way to prevent further issues down the road. In fact, as [...]
